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All our loot goes in the party bag so we can distribute it later, then I forget to distribute it and we pay for everything out of the party loot.
Communism is good. But mostly in fiction most of the time XD in real life it always gets fucked up by ppwerful assholes.
But jokes aside, playing like this is like a regular BG3 game. If you see a good item for anyone in your party you buy it with everyone’s money. As long as everyone is equipped equally it would work at a regular table.