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Yes, there’s rather shady business surrounding ship insurance, actually.
Ooh, please do elaborate
I don’t know what they’re talking about but here’s an example of a maritime insurer (as well as being one of the insurers that insures other insurers)
https://en.wikipedia.org/wiki/Lloyd’s_of_London
E: sorry, Lloyd’s is not an insurer, but an “insurance and reinsurance marketplace”
Is there anything in existence that isn’t a fucking scam ?
Gardening, libraries, USPS?
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Not of great use for bridges related accidents though
Don’t know about all those artisan bakeries tbh.
Woodworking
Lumber prices…