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I walk between 5 to 10 miles a day
10k steps a day is roughly 5 miles. $4k a day would be the disability insurance at that point.
I don’t walk as much as you, but if someone was paying me 25 cents per step I’d probably respond to that incentive by walking way more than 10 miles a day.
Thats why Id take the steps.
Get up, walk the dog $500, go to work on my feet all day $1000,finish work 10k run $2500.
Give me 1 year and Ill be debt free, 2 years and I’m independently wealthy… and in great shape.